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FAQs

VALOR BENEFITS is an independent insurance agency, trained and licensed in your State to give insurance advice and provide insurance products through brokering. Since we work together with you, the customer, we are here to advise you and help find the best insurance products that fit with your family and the benefits you have through your employer. If you need more coverage or are lacking a plan to protect your lifestyle, we are here helping Protect Family.

#1

WHO QUALIFIES

 

We are truly an all-inclusive and never exclusive broker. We want to include all walks of life in their time of need. We are a broker that wants to have the talk before tragedy strikes. Our claims system is fast and efficient with our providers. The same high standard you have in the pride of your career and taking care of your home family, we have the same pride in helping you. We are here to Protect Family!

#2

LIFE

 

We never want to think about the “Worst Case Scenario”, we know it can happen. We offer some of the lowest life insurance rates in the country because we are associated with some of the largest insurance companies in the country. 

#3

CRITICAL ILLNESS

 

Chances are you know someone who has had a heart attack, a stroke, or been diagnosed with cancer in the last six months.  You may have heard about their medical bills, missed work and out-of-pocket expenses. If this happens to you, will you have the means to protect your income? We offer plans and  coverage to protect you and your family.

#4

DISABILITY INCOME

 

It’s not possible to forecast an accident or illness. You simply can’t predict if climbing a ladder, or just driving to the supermarket will leave you injured.  All families know an unexpected accident or illness can throw everything into a tailspin.  Even though you can’t prevent accidents and illness from happening, you can ensure you are financially prepared when they do. We offer disability plans that will guarantee income in these situations.

#5

HEALTH

 

Whether you just need short term coverage, because you just started a new job, or need full health insurance coverage because you just retired or are self-employed we have the plan for you.

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